As Texans, whether heading to work or planning a weekend road trip, we have some of the greatest places to ride. If you have a motorcycle, you have the privilege of being able to bike along the over 600 miles of coastal roads, cruise the hill country, or explore the desert land and mountains. Knowing that you have the right coverage for your motorcycle is imperative before you plan your next outing. Here at She Will Insurance Agency, we can help to make sure you have the right coverage for your bike.
Accidents with another vehicle, hit and run, a guardrail…
Collision insurance will cover your motorcycle in a situation where you are involved in an accident, whether it is your fault or not.
Injuries to others due to an accident you cause
Bodily injury coverage will pay for the medical bills should you be at fault for an accident, causing injury to those involved. The amount covered depends on your particular policy.
Theft, vandalism, fallen trees, collision with an animal…
Comprehensive insurance coverage, sometimes known as full coverage, can protect you from many of the unfortunate events that pop up when you least expect them. There may be exceptions to some things for motorcycles, so be sure to go over all the details of your policy with your agent.
An accident involving an uninsured or underinsured motorist
Uninsured/Underinsured coverage is helpful in case someone else causes an accident while they are driving without insurance, or if they don’t have limits high enough to pay for the damages caused.
Rates will vary depending on your circumstances. Some examples would be, the type of motorcycle you own, your age and driving record, where you plan to store your bike, the deductible you plan to have, and how many miles you typically put on your motorcycle every year.